Insurance


GROUP INSURANCE
 Incase of loss of limbs/eyes  of nature specify below.
Total and irrecoverable loss if sights both eyes or the actual loss by physical separation of two entire hands and one entire food or of such loss of sights of one eye and such loss of one entire hand or one entire foot. 100% of the sum insured stated in the schedule applicable to such insured person is payable.
Total and irrecoverable loss of use of two hands or two feet or of  one hand and one foot or of such loss of sight of one eye and such loss of one  hand  and  one  foot. 100% of the sum insured stated in the schedule applicable to such insured person is payable
Total and irrecoverable loss of sight of one eye or the actual loss by physical separation of use of one entire hand or of one entire foot. 50% of the sum insured stated in the schedule applicable to such insured person is payable
Total and irrecoverable loss of  use of a hand or a foot without physical separation. 50% of the sum insured stated in the schedule applicable to such insured person is payable
Incase of  Permanent total disablement of nature  specified below
Immediate, Permanent, total and absolute  disablement from engaging in ,being occupied with or giving attention to any employment or occupation  of any description whatsoever. 100% of the sum insured stated in the schedule applicable to such insured person is payable
Incase of permanent partial  Disablement  of nature specified below
Particulars Percentage of sum insured shwn in the schedule applicable to such insured person is payable
Loss of all toes 20
Great toe – both phalanges 5
Great toe – one phalanx 2
Other than great, if more than one toe lost each 1
Loss of hearing both ears 75
Loss of hearing one ear 10
Loss of index finger three phalanges or two phalanges or one phalanx 10
Loss of middle finger three phalanges or two phalanges or one phalanx 6
Loss of ring finger- three phalanges or two phalanges or one phalanx 5
Loss of four fingers and thumb of one hand 40
In Case of Death
Death 100% of the sum Insured  stated in the Schedule applicable to such insured person is payable.